Health and Benefit Plan
Life Insurance
Basic Life: $25,000
AD&D: $25,000
Dependent Life:
Spouse: $10,000
Child(ren): $5,000
Extended Health Care
80% coverage of prescription drugs with 100% coverage of all other benefits.
There is a $25 single, $50 family annual deductible.
$25,000 / year max (Drugs)
All Other Health Care Services - 100%
Hospital - Semi-Private
Out of Country Coverage - 60 day maximum stay.
(31 day’s coverage for over 65 with a $25,000 max)
Eye Exams - $35 / 2 years (adults) and $35 / year (children under 18)
Ambulance - Air & Ground
Paramedical Services - $500/person/year/practitioner
(Chiropractor, Massage Therapist, Speech Therapist, Psychologist, Physiotherapist
etc)
Hearing Aids - $500 / 5 years
Private Duty Nursing - $10,000 / 2 years
Survivor Benefit - 12 months
Dental Care
Nil Deductible
Basic & preventative Services - 80%
(includes “Endo” and “Perio”)
Major Services - 50%
(Crowns, Bridges & Dentures)
$1500 combined Basic & Major maximum / person / year
Recall Exams - once / 6 months
General Practitioners Fee Guide
Survivor Benefit - 12 months
Premiums
Single: $112.00 / month
Family: $260.00 / month
Life Benefits only: $25.00 / month
